Frugal living?

I have always known that my husband is frugal. He will go out of his way (literally) to get the best price on anything from peanut butter to a new TV. He is constantly checking on our bank accounts, tracking our spending, and thinking of ways we can save more, pay off our debts faster and retire early.
Well, I am the total opposite! I do not want to go out of my way to save a few dollars, I like the convenience of stores that are close and getting things done quickly. I have glanced at our on-line bank statements a few times during our almost 8 years of marriage, and I always assume that there is money in there that I can spend.
I have learned that if I want to buy something and I don't think it is a large enough purchase to ask my husband about it first, I use the only real method that keeps me out of "trouble". I smile and nice smile and I say "oops". :-) Sometimes I get a sigh, and sometimes I get a hug and sometimes I do get a small lecture about spending habits... but life goes on, and we are not too worried about our financial situation.

Most of the time when I am buying things, I tend to justify it by the fact that I do not often buy clothes, jewery, or other things for myself or the household, and when I do, I get them at a consignment store, or only buy one towel at a time, when I know we really could use 3 or 4 new ones to replace our old tattered and torn ones.

I feel that our spending downfalls tend to be related to eating out, impulse buys that we don't really need (like the little toys we get for the kids every once in a while at the store), and outings we go on.

My hang up right now with the issue of living frugally is that it is my desire to live a frugal life and to be debt free with savings and the ability to pay cash for what we buy. However, I look forward to the day when I can go and buy some new clothes from a non-consignment store, and even some new shoes (maybe on the same day or in the same month) :-) , and not have to worry about telling my husband how much the clothes cost. I also want to be able to sign my children up for a sport or activity without thinking it costs too much.
It is hard for me to see how I can do these things if I start trying to live more frugally.
It feels like I am starting to see how both of my "dreams" in regards to finances can become a reality for us, but it might be a bumpy road to get me all the way on board. :-)
I will work on it though.